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FTB rates cut by 0.3% at Halifax

Date online: 22/07/2015

New rates for Home Movers and First-Time Buyers include:

- 60-75% LTV 5 year fixed rates reduced by 0.2% with rates now from 2.74%
- 75-80% LTV 5 year fixed rates reduced by 0.3% with rates now from 3.04%
- 80-85% LTV 5 year fixed rates reduced by 0.3% with rates now from 3.54%
- 85-90% LTV 5 year fixed rates reduced by 0.3% with rates now from 3.94%

In addition, the maximum loan available has been increased to £1m on 0-60% and 60-75% LTV on Home Mover, First-Time Buyer and Remortgage £0 fee products.

Craig McKinlay, Mortgages Director at Halifax, said: “The reduction of rates within five-year range will support borrower’s needs for long-term stability, and demonstrates our ongoing dedication to helping home movers and first-time buyers looking to save money by taking out a mortgage with Halifax.

The removal of products with fees above £495 will allow more customers to benefit from a competitive mortgage with a zero fee option.”

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